HUD Open Data · 2026
What Are the Income Limits in Saratoga County, New York?
Albany-Schenectady-Troy, NY metro · HUD Income Limits (AMI) for Albany-Schenectady-Troy, NY
The HUD Income Limits (2026) for Saratoga County, New York (Albany-Schenectady-Troy, NY area) show a median income of $123,100 a year. The 30% AMI limit for a 4-person household is $36,950, 50% AMI is $61,550, and 80% AMI is $98,500. Source: U.S. HUD, Office of Policy Development & Research, 2026 Income Limits.
Median Income in Saratoga County, NY and Neighbouring Counties
Income Limits by Household Size
| Household Size | 30% AMI | 50% AMI | 80% AMI |
|---|---|---|---|
| 1 | $25,900 | $43,100 | $68,950 |
| 2 | $29,600 | $49,250 | $78,800 |
| 3 | $33,300 | $55,400 | $88,650 |
| 4 | $36,950 | $61,550 | $98,500 |
| 5 | $39,950 | $66,500 | $106,400 |
| 6 | $44,360 | $71,400 | $114,300 |
| 7 | $50,040 | $76,350 | $122,150 |
| 8 | $55,720 | $81,250 | $130,050 |
How does Saratoga County, NY compare?
Median income ranked against all counties in New York.
Higher income limits than 90% of counties in New York · 7th of 62
| # | County | Value |
|---|---|---|
| 1 | Nassau County | $164,300 |
| 1 | Suffolk County | $164,300 |
| 3 | Westchester County | $164,200 |
| … 3 more … | ||
| 7 | Saratoga County(you are here) | $123,100 |
| … 52 more … | ||
| 60 | Chautauqua County | $78,900 |
| 61 | Cattaraugus County | $78,200 |
| 62 | St. Lawrence County | $78,100 |
More data for Saratoga County, New York
Nearby counties
Frequently asked questions
What are the Income Limits in Saratoga County, New York for 2026?
The area median income in Saratoga County, New York is $123,100 a year for 2026 (HUD applies one figure across the Albany-Schenectady-Troy, NY area). For a four-person household, the limits work out to $36,950 at 30% of the median (extremely low income), $61,550 at 50% (very low income), and $98,500 at 80% (low income). The full table by household size is above. Source: U.S. HUD, Office of Policy Development and Research, 2026 Income Limits.
What is the median income in Saratoga County, New York?
HUD puts the area median income for Saratoga County, New York at $123,100 a year in 2026.
What is the 80% AMI income limit for a 2-person household in Saratoga County, New York?
For 2026, the 80% AMI (low income) limit for a 2-person household in Saratoga County, New York is $78,800 a year. At 50% AMI (very low income) the 2-person limit is $49,250, and at 30% AMI (extremely low income) it is $29,600. Limits for other household sizes are in the table above.
How do income limits in Saratoga County change with household size?
HUD publishes 2026 limits for household sizes 1 through 8. At 80% AMI in Saratoga County, the limit is $68,950 for a 1-person household, $78,800 for 2 people, $98,500 for 4 people, and $130,050 for 8 people. The table above lists every household size at 30%, 50%, and 80% AMI.
What do 30%/50%/80% AMI mean?
AMI stands for Area Median Income. 30% AMI means the income threshold is 30% of the area's median income. Households at or below 30% AMI are classified as extremely low income, 50% as very low income, and 80% as low income. These thresholds determine eligibility for federal housing programs like Section 8 vouchers and LIHTC properties.
When are Income Limits in Saratoga County updated?
HUD publishes new income limits annually, typically in spring. The 2026 figures apply for the full calendar year unless HUD issues an interim adjustment.
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