HUD Open Data · 2026
What Are the Income Limits in Bay County, Michigan?
Bay City, MI metro · HUD Income Limits (AMI) for Bay City, MI
The HUD Income Limits (2026) for Bay County, Michigan (Bay City, MI area) show a median income of $89,900 a year. The 30% AMI limit for a 4-person household is $33,000, 50% AMI is $44,950, and 80% AMI is $71,900. Source: U.S. HUD, Office of Policy Development & Research, 2026 Income Limits.
Median Income in Bay County, MI and Neighbouring Counties
Income Limits by Household Size
| Household Size | 30% AMI | 50% AMI | 80% AMI |
|---|---|---|---|
| 1 | $18,900 | $31,500 | $50,350 |
| 2 | $21,640 | $36,000 | $57,550 |
| 3 | $27,320 | $40,500 | $64,750 |
| 4 | $33,000 | $44,950 | $71,900 |
| 5 | $38,680 | $48,550 | $77,700 |
| 6 | $44,360 | $52,150 | $83,450 |
| 7 | $50,040 | $55,750 | $89,200 |
| 8 | $55,720 | $59,350 | $94,950 |
How does Bay County, MI compare?
Median income ranked against all counties in Michigan.
Higher income limits than 65% of counties in Michigan · 30th of 83
| # | County | Value |
|---|---|---|
| 1 | Washtenaw County | $142,300 |
| 2 | Livingston County | $129,000 |
| 3 | Leelanau County | $122,100 |
| … 26 more … | ||
| 30 | Bay County(you are here) | $89,900 |
| … 50 more … | ||
| 81 | Oscoda County | $66,200 |
| 82 | Clare County | $65,100 |
| 83 | Lake County | $62,600 |
More data for Bay County, Michigan
Nearby counties
Frequently asked questions
What are the Income Limits in Bay County, Michigan for 2026?
The area median income in Bay County, Michigan is $89,900 a year for 2026 (HUD applies one figure across the Bay City, MI area). For a four-person household, the limits work out to $33,000 at 30% of the median (extremely low income), $44,950 at 50% (very low income), and $71,900 at 80% (low income). The full table by household size is above. Source: U.S. HUD, Office of Policy Development and Research, 2026 Income Limits.
What is the median income in Bay County, Michigan?
HUD puts the area median income for Bay County, Michigan at $89,900 a year in 2026.
What is the 80% AMI income limit for a 2-person household in Bay County, Michigan?
For 2026, the 80% AMI (low income) limit for a 2-person household in Bay County, Michigan is $57,550 a year. At 50% AMI (very low income) the 2-person limit is $36,000, and at 30% AMI (extremely low income) it is $21,640. Limits for other household sizes are in the table above.
How do income limits in Bay County change with household size?
HUD publishes 2026 limits for household sizes 1 through 8. At 80% AMI in Bay County, the limit is $50,350 for a 1-person household, $57,550 for 2 people, $71,900 for 4 people, and $94,950 for 8 people. The table above lists every household size at 30%, 50%, and 80% AMI.
What do 30%/50%/80% AMI mean?
AMI stands for Area Median Income. 30% AMI means the income threshold is 30% of the area's median income. Households at or below 30% AMI are classified as extremely low income, 50% as very low income, and 80% as low income. These thresholds determine eligibility for federal housing programs like Section 8 vouchers and LIHTC properties.
When are Income Limits in Bay County updated?
HUD publishes new income limits annually, typically in spring. The 2026 figures apply for the full calendar year unless HUD issues an interim adjustment.
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