HUD Open Data · 2026
What Are the Income Limits in Shelby County, Kentucky?
Louisville/Jefferson County, KY-IN metro · HUD Income Limits (AMI) for Louisville/Jefferson County, KY-IN, KY
The HUD Income Limits (2026) for Shelby County, Kentucky (Louisville/Jefferson County, KY-IN area) show a median income of $104,900 a year. The 30% AMI limit for a 4-person household is $33,000, 50% AMI is $52,450, and 80% AMI is $83,900. Source: U.S. HUD, Office of Policy Development & Research, 2026 Income Limits.
Median Income in Shelby County, KY and Neighbouring Counties
Income Limits by Household Size
| Household Size | 30% AMI | 50% AMI | 80% AMI |
|---|---|---|---|
| 1 | $22,050 | $36,750 | $58,750 |
| 2 | $25,200 | $42,000 | $67,150 |
| 3 | $28,350 | $47,250 | $75,550 |
| 4 | $33,000 | $52,450 | $83,900 |
| 5 | $38,680 | $56,650 | $90,650 |
| 6 | $44,360 | $60,850 | $97,350 |
| 7 | $50,040 | $65,050 | $104,050 |
| 8 | $55,720 | $69,250 | $110,750 |
How does Shelby County, KY compare?
Median income ranked against all counties in Kentucky.
Higher income limits than 95% of counties in Kentucky · 7th of 119
| # | County | Value |
|---|---|---|
| 1 | Gallatin County | $109,900 |
| 1 | Pendleton County | $109,900 |
| 1 | Boone County | $109,900 |
| … 3 more … | ||
| 7 | Shelby County(you are here) | $104,900 |
| … 109 more … | ||
| 117 | McCreary County | $44,800 |
| 118 | Magoffin County | $41,200 |
| 119 | Wolfe County | $39,000 |
More data for Shelby County, Kentucky
Nearby counties
Frequently asked questions
What are the Income Limits in Shelby County, Kentucky for 2026?
The area median income in Shelby County, Kentucky is $104,900 a year for 2026 (HUD applies one figure across the Louisville/Jefferson County, KY-IN area). For a four-person household, the limits work out to $33,000 at 30% of the median (extremely low income), $52,450 at 50% (very low income), and $83,900 at 80% (low income). The full table by household size is above. Source: U.S. HUD, Office of Policy Development and Research, 2026 Income Limits.
What is the median income in Shelby County, Kentucky?
HUD puts the area median income for Shelby County, Kentucky at $104,900 a year in 2026.
What is the 80% AMI income limit for a 2-person household in Shelby County, Kentucky?
For 2026, the 80% AMI (low income) limit for a 2-person household in Shelby County, Kentucky is $67,150 a year. At 50% AMI (very low income) the 2-person limit is $42,000, and at 30% AMI (extremely low income) it is $25,200. Limits for other household sizes are in the table above.
How do income limits in Shelby County change with household size?
HUD publishes 2026 limits for household sizes 1 through 8. At 80% AMI in Shelby County, the limit is $58,750 for a 1-person household, $67,150 for 2 people, $83,900 for 4 people, and $110,750 for 8 people. The table above lists every household size at 30%, 50%, and 80% AMI.
What do 30%/50%/80% AMI mean?
AMI stands for Area Median Income. 30% AMI means the income threshold is 30% of the area's median income. Households at or below 30% AMI are classified as extremely low income, 50% as very low income, and 80% as low income. These thresholds determine eligibility for federal housing programs like Section 8 vouchers and LIHTC properties.
When are Income Limits in Shelby County updated?
HUD publishes new income limits annually, typically in spring. The 2026 figures apply for the full calendar year unless HUD issues an interim adjustment.
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