HUD Open Data · FY 2026
What is the Fair Market Rent in St. Joseph County, MI (ZIP 49091)?
Last updated: FY2026, effective October 1, 2025
For ZIP code 49091 in St. Joseph County, Michigan, the FY2026 Fair Market Rent for a two-bedroom is $1,019 a month, with rents from $721 for a studio up to $1,480 for a four-bedroom (full breakdown below). HUD sets this rate at the St. Joseph County level, so every ZIP in the area shares it. Source: U.S. HUD, Office of Policy Development and Research, FY2026 Fair Market Rents, effective October 1, 2025.
| Unit size | Monthly FMR (FY 2026) |
|---|---|
| Studio / Efficiency | $721 |
| 1 Bedroom | $777 |
| 2 Bedrooms | $1,019 |
| 3 Bedrooms | $1,380 |
| 4 Bedrooms | $1,480 |
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Frequently asked questions
What is the Fair Market Rent in St. Joseph County, MI (ZIP code 49091) for 2026?
For ZIP code 49091 in St. Joseph County, Michigan, a two-bedroom has a Fair Market Rent of $1,019 a month for FY2026, and rents range from $721 for a studio to $1,480 for a four-bedroom. HUD sets this rate at the St. Joseph County level, so it covers the whole area. Source: U.S. HUD, Office of Policy Development and Research, FY2026 Fair Market Rents.
What is the 2-bedroom Fair Market Rent for ZIP 49091 in 2026?
A two-bedroom in ZIP 49091 (St. Joseph County, Michigan) has a Fair Market Rent of $1,019 a month under HUD's FY2026 figures.
When do FY2026 Fair Market Rents become effective?
FY2026 Fair Market Rents became effective October 1, 2025 and apply through September 30, 2026.
What is a Small Area Fair Market Rent (SAFMR)?
HUD sets Small Area FMRs (SAFMRs) at the ZIP code level in certain metropolitan areas, giving more precise rent limits than a metro-wide average. This ZIP uses the standard county or metro FMR instead.
How does HUD calculate Fair Market Rents?
HUD calculates FMRs as the 40th percentile of gross rents paid by recent movers for standard-quality units in a metropolitan area or non-metropolitan county. Data comes from the American Community Survey (ACS).
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