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HUD Open Data · FY 2026

What is the Fair Market Rent in Carroll County, MD (ZIP 21776)?

Small Area FMR · Last updated: FY2026, effective October 1, 2025

For ZIP code 21776 in Carroll County, Maryland, the FY2026 Fair Market Rent for a two-bedroom is $1,540 a month, with rents from $1,150 for a studio up to $2,230 for a four-bedroom (full breakdown below). This is a Small Area FMR, a ZIP-specific rate HUD sets for this neighborhood. Source: U.S. HUD, Office of Policy Development and Research, FY2026 Fair Market Rents, effective October 1, 2025.

Unit sizeMonthly FMR (FY 2026)
Studio / Efficiency$1,150
1 Bedroom$1,270
2 Bedrooms$1,540
3 Bedrooms$1,980
4 Bedrooms$2,230

County FMR (Carroll County) for comparison

Studio
$1,362
1BR
$1,511
2BR
$1,857
3BR
$2,358
4BR
$2,611

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Frequently asked questions

What is the Fair Market Rent in Carroll County, MD (ZIP code 21776) for 2026?

For ZIP code 21776 in Carroll County, Maryland, a two-bedroom has a Fair Market Rent of $1,540 a month for FY2026, and rents range from $1,150 for a studio to $2,230 for a four-bedroom. This is a Small Area FMR (SAFMR), a ZIP-level rate HUD sets for the neighborhood. Source: U.S. HUD, Office of Policy Development and Research, FY2026 Fair Market Rents.

What is the 2-bedroom Fair Market Rent for ZIP 21776 in 2026?

A two-bedroom in ZIP 21776 (Carroll County, Maryland) has a Fair Market Rent of $1,540 a month under HUD's FY2026 figures.

When do FY2026 Fair Market Rents become effective?

FY2026 Fair Market Rents became effective October 1, 2025 and apply through September 30, 2026.

What is a Small Area Fair Market Rent (SAFMR)?

ZIP 21776 has a Small Area FMR, a ZIP-level rent limit that tracks neighborhood rents more closely than a single metro-wide average. HUD sets SAFMRs in higher-rent areas so voucher holders can reach more neighborhoods.

How does HUD calculate Fair Market Rents?

HUD calculates FMRs as the 40th percentile of gross rents paid by recent movers for standard-quality units in a metropolitan area or non-metropolitan county. Data comes from the American Community Survey (ACS).

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Data from the U.S. Department of Housing and Urban Development, public domain. Effective FY2026 (Oct 1, 2025). ZIP-to-county via HUD USPS crosswalk.