HUD Open Data · FY 2026
What is the Fair Market Rent in Santa Cruz County, CA (ZIP 95033)?
Small Area FMR · Last updated: FY2026, effective October 1, 2025
For ZIP code 95033 in Santa Cruz County, California, the FY2026 Fair Market Rent for a two-bedroom is $4,350 a month, with rents from $3,280 for a studio up to $6,000 for a four-bedroom (full breakdown below). This is a Small Area FMR, a ZIP-specific rate HUD sets for this neighborhood. Source: U.S. HUD, Office of Policy Development and Research, FY2026 Fair Market Rents, effective October 1, 2025.
| Unit size | Monthly FMR (FY 2026) |
|---|---|
| Studio / Efficiency | $3,280 |
| 1 Bedroom | $3,530 |
| 2 Bedrooms | $4,350 |
| 3 Bedrooms | $5,620 |
| 4 Bedrooms | $6,000 |
County FMR (Santa Cruz County) for comparison
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Frequently asked questions
What is the Fair Market Rent in Santa Cruz County, CA (ZIP code 95033) for 2026?
For ZIP code 95033 in Santa Cruz County, California, a two-bedroom has a Fair Market Rent of $4,350 a month for FY2026, and rents range from $3,280 for a studio to $6,000 for a four-bedroom. This is a Small Area FMR (SAFMR), a ZIP-level rate HUD sets for the neighborhood. Source: U.S. HUD, Office of Policy Development and Research, FY2026 Fair Market Rents.
What is the 2-bedroom Fair Market Rent for ZIP 95033 in 2026?
A two-bedroom in ZIP 95033 (Santa Cruz County, California) has a Fair Market Rent of $4,350 a month under HUD's FY2026 figures.
When do FY2026 Fair Market Rents become effective?
FY2026 Fair Market Rents became effective October 1, 2025 and apply through September 30, 2026.
What is a Small Area Fair Market Rent (SAFMR)?
ZIP 95033 has a Small Area FMR, a ZIP-level rent limit that tracks neighborhood rents more closely than a single metro-wide average. HUD sets SAFMRs in higher-rent areas so voucher holders can reach more neighborhoods.
How does HUD calculate Fair Market Rents?
HUD calculates FMRs as the 40th percentile of gross rents paid by recent movers for standard-quality units in a metropolitan area or non-metropolitan county. Data comes from the American Community Survey (ACS).
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